Cove is the Nelson firm where a CPA does your monthly bookkeeping herself — so nothing falls between your bookkeeper and your accountant again. One relationship, fixed monthly pricing, and a year-end that’s already handled because she’s been in your books all year.
How it works: Meg reviews every inquiry herself, assesses your scope, and replies with a tailored proposal. No generic quotes.
This is the self-check Meg walks owners through in her own content. Five honest answers — no email required, no score kept anywhere but this page — and you’ll know exactly which door fits: stay the course, get a system, or get caught up.
Question 1 of 5
The self-check: read the five questions Meg asks every owner. Count your honest yeses.
Start with the free Bookkeeping Checklist. For the questions that remain, an hour with Meg starts at $250 CAD.
Monthly bookkeeping from $350/mo CAD — and the bookkeeper is also the CPA. Send My Inquiry →
Catch-up first, from $1,000 CAD at a fixed quote — then monthly, so it never piles up again. Send My Inquiry →
That question is Cove’s founding story, in Meg’s own accounting: throughout her career she watched business owners get support at year-end and be left to navigate the day-to-day financial side of their business on their own. So she built the firm that bridges the gap.
In your books every week
Questions, deductions, and deadlines fall here — between the person who records and the person who files.
Cove bridges it — one CPA, both jobsSees you once a year
“I saw a gap between the everyday bookkeeper and the year-end external accountant, and I wanted to create a firm that bridges that gap.” — Meg, on founding Cove
Find your problem. The starting price is right on the card, in Canadian dollars — the way it should be.
“My books are behind — or a mess.”
Don’t let messy books hold you back. Cove gets your bookkeeping caught up and organized — quickly and accurately — then keeps it current every month: transactions, receipts, reconciliations, GST/PST filed, and a report review you can actually use.
Bookkeeping from $350/mo CAD · Catch-up from $1,000 CAD
Send My Inquiry →“I need statements someone will take seriously.”
Compilation engagement reports your bank, investors, or partners can rely on — records compiled into proper financial statements, year-end adjusting entries posted, your corporate tax return filed, and a year-end review meeting to walk through it all.
From $175/mo CAD
Send My Inquiry →“Tax season ambushes me.”
Most accountants see you once a year and miss the intricacies of your operations — and that leads to missed deductions. At Cove, the person filing your return has been in your books all year. Let us handle the numbers, and the CRA.
Corporate from $1,500 CAD · Personal from $400 CAD ($800 per couple)
Send My Inquiry →“I’m making decisions without a guide.”
An hour with Meg, on your actual numbers: business start-up support, cash-flow planning and management, budgeting and forecasting, or getting your accounting system set up properly the first time.
From $250 CAD for a 1-hour meeting
Send My Inquiry →One rhythm, twelve months, no seam at year-end. Every month runs the same loop — and because the loop is run by your CPA, the year-end isn’t a scramble. It’s just December, finished properly.
Run your business. Upload receipts and documents to the secure Financial Cents portal. Show up for the report review.
Everything else — the processing, matching, reconciling, filing, and the year-end that follows from it.
Send the inquiry → Meg reviews it herself and assesses your scope → you get a tailored proposal. No generic quotes — the proposal is built from your business, not a template.
Send My InquiryNo call centre, no hand-offs to strangers. When you hire Cove, these are the people in your books.
Founder · Principal & Accountant
Ten years in public practice — financial statements, corporate tax returns, and advising businesses across a variety of industries — before founding Cove to close the bookkeeper–accountant gap. Nelson-based, mom of two, and the person who reviews your inquiry, your books, and your year-end.
Bookkeeper
The second half of the team, introduced to clients in the firm’s own meet-the-team post. Natalie loves solving numerical puzzles — which is exactly the energy you want inside a set of books that needs to reconcile to the penny.
Senior Bookkeeper — open role
“Cove has grown quickly” — Meg’s own words on the firm’s careers page, where a Senior Bookkeeper role is posted to take real ownership of the bookkeeping side. Firms don’t hire ahead of demand they don’t have.
No star ratings are published for Cove anywhere — so this page shows you things you can verify: every price, the process, the people, and the milestones.
Every starting price Cove publishes, in one place. In Canadian dollars — ask the other firms for theirs.
| Service | Starts at |
|---|---|
| Bookkeeping (monthly) | $350/mo CAD |
| Catch-up bookkeeping (one-time project, fixed quote) | $1,000 CAD |
| Financial statement preparation & reporting (compilation) | $175/mo CAD |
| Business consulting (1-hour meeting) | $250 CAD |
| Personal tax return | $400 CAD · $800 per couple |
| Corporate tax return | $1,500 CAD |
Monthly services are billed at a fixed monthly rate based on complexity and volume — no hourly billing surprises. One-time projects are fixed-quoted before work begins.
In fall 2026, Cove celebrated one year of Cove Accounting — a first year that ended with a growing client list, a second bookkeeper on the team, and a third role posted. That’s the trajectory you’re hiring into.
Where Cove started: a sunlit office above Baker Street. In 2026 the firm went fully remote — same Nelson roots, no paper.
Megan is listed as a bonus contributor on a BC therapist masterclass (sarahpeters.ca) — “a CPA and founder of Cove Accounting” who loves helping small business owners feel less stressed about money and more confident in running their business. Other people’s audiences trust her with their clients’ money questions.
Approachable is a strategy, not an accident — the firm’s careers page describes the culture as “collaborative, approachable, and down-to-earth, with high standards.”
Cove’s Instagram (@coveaccounting) is a working teaching channel: the 5-question bookkeeper diagnostic, a plain-language guide to paying yourself as an incorporated owner (salary vs. dividends), and the monthly-coverage walkthrough this page is built from. Learn from her free — hire her when it counts.
Home water: Kootenay Lake at Nelson, BC. Photo: Wikimedia Commons (CC BY-SA 4.0).
Answered yes to anything in Meg’s five questions? This is the checklist Cove works from — the same chart, free. Download it, see exactly where your books stand, and decide from evidence instead of unease.
Download the Free ChecklistThe free Bookkeeping Checklist Chart — yours before the ask.
Most of these are Meg’s own answers, word for word. Anything else, the inquiry form reaches Meg directly.
Most owners get support at year-end and are left to navigate the day-to-day finances on their own. Cove was started to close the gap between the everyday bookkeeper and the year-end external accountant: the person who keeps your books every month is a CPA — the same person who prepares your statements and files your return. Nothing falls between two providers, because there aren't two providers. Send My Inquiry →
Bookkeeping and reporting are billed at a fixed monthly rate, based on the complexity and volume of your business — no hourly billing surprises. One-time projects, like a catch-up, are quoted at a fixed price before any work begins, so you know the number before you commit. Send My Inquiry →
Yes — catch-up bookkeeping is a named service here, not a confession. It starts at $1,000 as a fixed quote, and the goal is the one Meg states on her services page: get your bookkeeping caught up and organized, quickly and accurately — then keep it current month by month so it never piles up again. Send My Inquiry →
QuickBooks Online is the primary platform, and your documents move through the Financial Cents secure client portal — no paper, no shoeboxes, no driving across town with a folder. If you're set up on something else, that's a conversation for the inquiry, not a dealbreaker. Send My Inquiry →
Yes. Cove Accounting is fully electronic — everything is done digitally, and the firm works with small businesses across British Columbia from its base in Nelson. Meetings happen by call or video, and your books are visible to you any time through the portal. Send My Inquiry →
All of it, every month: your business transactions processed, receipts matched to transactions, accounts reconciled, sales tax (GST/PST) reconciled and filed, Q&A calls as needed, and a monthly report review — so you see how the business actually did while there's still time to act on it. Send My Inquiry →
Meg reviews every inquiry herself, assesses the scope of what you need, and replies with a tailored proposal — no generic quotes. If Cove isn't the right fit, you'll hear that honestly, too. Send the inquiry and the next step is a real answer about your business, not a sales script. Send My Inquiry →
That’s the whole promise, and it’s mechanical: a CPA in your books every month, prices published before you ever ask, and a year-end with no ambush in it. Send the inquiry — Meg reviews it herself, assesses your scope, and replies with a tailored proposal. No generic quotes.
Cove Accounting Ltd. · Nelson, BC (by appointment only) · Fully remote across BC
